Zakat Calculator
Calculate your annual Zakat precisely. Check if you meet the minimum wealth threshold (Nisab) and determine your exact payable amount.
Metal Rates
Editable (Per Gram)Zakatable Assets
Deductible Liabilities
Understanding Zakat & Nisab
Zakat is the third pillar of Islam, acting as an obligatory charity and spiritual purification of wealth. It is mandated for every sane, adult Muslim whose wealth exceeds a specific minimum threshold—known as Nisab—and who has held that wealth for one complete lunar year (Hawl).
Gold vs. Silver Nisab
Historically, the Prophet Muhammad (PBUH) set the Nisab at 20 Mithqal of gold (approximately 87.48 grams) or 200 Dirhams of silver (approximately 612.36 grams). In modern times, because silver is significantly cheaper, the silver Nisab threshold is much lower. Most contemporary Islamic scholars recommend calculating Zakat based on the Silver Nisab as it benefits the poor and needy by making more people eligible to pay Zakat.
- Zakatable Assets: Include cash at home or in bank accounts, gold and silver jewelry (according to most Madhahib), business inventory, and investments/shares.
- Non-Zakatable Assets: Your primary residence, personal car, furniture, and tools used for your trade are generally exempt from Zakat.
Frequently Asked Questions
What is Nisab in Zakat?
Nisab is the minimum threshold of wealth a Muslim must own for a full lunar year before Zakat becomes obligatory. It is traditionally equivalent to 87.48 grams of gold or 612.36 grams of silver.
Should I use the Gold or Silver Nisab standard?
Most contemporary Islamic scholars recommend using the Silver Nisab. Because the value of silver is much lower than gold today, the silver threshold is reached earlier, making more people eligible to pay Zakat, which ultimately benefits the poor and needy.
What is the exact percentage of Zakat?
If your net zakatable wealth meets or exceeds the Nisab threshold, you are required to pay exactly 2.5% (or 1/40th) of that total wealth.